House, car, education, wedding, vacation — plan them all together, with a dedicated deep-dive planner for retirement. Get the exact monthly SIP each goal needs, see if your surplus covers them, and rebalance with clear suggestions — all in your browser.
🔒 100% Private⚡ Instant Results🆓 Free Forever
How it works
1
📁 Choose how to get started
Upload your bank statement for automatic analysis, or enter your income, expenses, and EMI manually — no statement required.
2
🔍 Review your financial snapshot
Confirm your annual income, expenses, and EMI. Set how many years remain on your loan — the planner will drop EMI automatically after that point.
3
💼 Build your corpus & allocation
Enter your existing portfolio value across 11 asset classes. Set your investment % of income — it gets distributed equally across assets (edit per class if needed).
4
⚙️ Set personal details & assumptions
Enter your current age, retirement age, and life expectancy. Adjust income growth rate, inflation, and expected returns per asset class.
5
📈 Calculate your retirement projection
See a year-by-year table of corpus growth through accumulation, and how long your savings sustain you post-retirement — with an "Out of Money" alert if the corpus runs dry.
🔒 All processing happens locally in your browser — your financial data never leaves your device.
Upload Bank Statement
Automatically detect income, expenses, EMIs, and investments from your CSV or Excel statement. Your numbers pre-fill the investment planner instantly.
Multi-Goal Planner
Plan a house, car, education, wedding, vacation, or any custom goal together. Get the required monthly SIP per goal, inflation-adjusted targets, and rebalancing suggestions.
Retirement Planner
Deep-dive retirement projection: enter income, expenses, EMI, and your corpus across asset classes for a year-by-year accumulation & drawdown table.
📊 Your statement analysis is ready
My Saved Plans
Pick up where you left off — load any saved plan into the planner.
⬆️
Drag & drop your bank statement here
CSV, XLS or XLSX · or click to browse
Expected Columns (CSV / Excel)
DateDescriptionDebitCreditBalance
Columns are auto-detected. Common bank export formats are supported.
📊Financial Planner
Money Flow Breakdown
Cash Flow Summary
Month
Opening Balance
Cash Inflow
Cash Outflow
Net Balance
📈Investment Planner
🎯 Saving for other things too? Plan your house, car, education & more together in the Goal Planner →
Your Financial Snapshot (from Statement)
Personal Details
Growth Assumptions
Current Corpus & Asset Allocation
First select the asset classes you invest in, then enter your current portfolio value. New Annual Allocation is auto-filled from your invest % — edit per class as needed.
Asset Class
Current Value (₹)
New Annual Allocation (₹)
Expected Return (% p.a.)
Total / Weighted Avg Return
₹0
₹0
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Accumulation Phase — Pre-Retirement
Year
Age
Annual Income
Expenses + EMI
Investment Added
Returns on Corpus
Closing Corpus
Drawdown Phase — Post-Retirement
Year
Age
Opening Corpus
Annual Expenses
Returns on Balance
Closing Corpus
Status
🎯Goal Planner
What are you saving for?
Pick as many goals as you like — click a card to add it. Each goal gets its own inflation-adjusted target and required monthly SIP.
Available Monthly Surplus
How much can you invest per month across all goals? Pre-filled from your bank statement when available (income − expenses − EMI).
₹per month
Goal Details
Inflation rates are pre-filled per category — edit any of them. Priority decides which goal gets funded first when your surplus falls short (1 = highest).
Monthly SIP Required Across Goals
Each bar is the total monthly SIP you need to invest in that year; the coloured segments show how it splits across your goals. When a goal reaches its target year its SIP stops, so the bar steps down — that money is freed up for the remaining goals. Goals with an annual step-up grow their segment each year.
Goal Timeline
Corpus Growth by Goal
Projected value of each goal's savings (existing corpus + monthly SIP) growing to its target year.
Save Your Plan
Give your plan a name so you can find it later. If the name matches an existing plan, it will be updated.